A Guide to Uber Injury Claims: Legal Actions for Compensation
A Guide to Uber Injury Claims: Legal Actions for Compensation
Blog Article
Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other uber injury protection motorists, or other third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.
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